Business professional at a desk with a laptop

Credit infrastructure
for African SME
lenders

StreetCredit gives local lenders the real-world data formal credit checks miss — cashflow, POS transactions, mobile money history, and more. So you can confidently lend to borrowers with no formal credit history.

The shared backbone for SME lending. Like Visa, but for lenders.

Join the cohortHow it works

Backed by Arbitrum

Arbitrum Foundation

The borrowers you can't
approve yet

Most African SME borrowers have no formal credit history. Your loan officers fall back on relationships, group guarantees, and payslips — which works, but caps how many borrowers you can confidently say yes to. Building your own data tools to look beyond that means hiring engineers, connecting to mobile money providers, and keeping it all running. Most lendersdon't have the budget or the team.

StreetCredit gives you all of that, ready to plug in. No rebuild required.

Why Choose StreetCredit

What you get when you join the cohort

Real-world data on every borrower

Live

Cashflow, POS transactions, mobile money history, and more — the signals that show whether someone can actually repay. Connects to your existing system in days. No rebuild needed.

A network of local lenders

Being Built

Local lenders join StreetCredit and keep their borrowers, relationships, and lending decisions. We bring the data and the funding. You keep doing what you do best.

A new way to fund your loans

Roadmap

We're building access to a network of impact investors and development-finance partners focused on emerging-market SME lending — so growing your loan book isn't capped by your own capital.

The Bigger Picture

A new source of funding
for your loan book

Impact investors and development-finance partners are looking to put capital into emerging-market SME lending. They have the funding; you have the borrowers. What's been missing is shared infrastructure that lets them see how your loans perform, in a format they trust.

The lenders who join the cohort now are first in line for this capital when it comes online.

Join the cohort

A small group of African SME lenders becoming the first to lend with real-world data — and the first in line for the new wave of funding behind it.

  • Data on every applicant from day one — cashflow, POS, mobile money, and more
  • Fully covered by our Arbitrum Foundation grant — no cost to your institution
  • Works with whatever banking system you already use — no rebuild required
  • First in line for new funding when our investor partners come online
  • A seat at the table — shape how this works from the inside

Ready to grow your lending?

Join the cohort of lenders who are transforming their credit decisions with real-world data infrastructure.

Contact Us